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What Is Involved When Applying for One Hour Cash Advances

Not many people enjoy a large margin of savings from their daily income. It is most likely that even the permanently employed have to scrape for money and are living from one paycheck to another. Hence, it should come as no surprise that even people who are on the payroll run short of cash from time to time. When this happens, you will often need to borrow money and the lender has to act fast on your request. This is where one hour cash advances are a very convenient option. These are lenders that accept the majority of applications and more importantly, hand out the money requested within an hour after the approval of the small loan.

While one hour cash advances are very convenient and easy to apply for, they may not be available for everyone. These one hour cash advances are often exclusive to prime borrowers, although these days, this is not always the case either, as people with a poor credit history may be able to take advantage of them as well, with some lenders. The profile of these so-called prime borrowers are those that have a steady source of income or are regularly employed and also includes those with a perfect credit score.

Applications for one hour cash advances also follow a minimum age requirement. No matter if these one hour cash advances can often only total to a maximum amount of $1,500—you cannot borrow even a hundred dollars if you are under 18 years old. In certain states though in the United States, the age requirement may be higher and there are some states where payday loans are actually illegal to obtain. It would be better for you to check on the age limits and legalities when you are interested in taking advantage of these one hour cash advances.

It would also be very helpful for you to have immediate access to a fax machine, as many one hour cash advances may still require you to fax through documentation. Again, this will depend on the lender, as some lenders have gone completely paperless and therefore do not require you to fax through anything.

Since most of the one hour cash advances transactions are done online, you have to make sure that the electronic exchanges are well-secured. Before you obtain a short term loan of this type, make sure you look at all of your options and read the fine print very carefully before accepting an offer from a lender.

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