Archive for the ‘Uncategorized’ Category

Payday Cash Advances: For Unexpected Situations

Saturday, May 5th, 2012
Payday cash advances assist individuals in making it through cash shortages. Most candidates will find that with a few hours they know whether they have been approved. Most creditors ask that the borrower come with a checking account they have had for a minimum amount of time, along with proof of income and ID. Some lenders may perform a brief credit check, while others look at other background information to determine whether to go through with a loan. In most cases, a borrower that has been accepted will find that the loan amount is wired into his or her checking account shortly after approval. In the case of a loan performed in a center, the lender might pay in cash.
Lending institutions establish the credit amount on how much one makes per month or what they receive each month from stipends, inheritances, and government funds. This helps to make a decision on what the maximum loan amount may be. Other factors influencing the amount is how long the applicant has had his or her checking account and whether the person has taken out a loan with the same lender before. The advance has fees incorporated with the loan. Some lenders choose to charge a set dollar amount per percentage.

Have you been in such a situation?

No Credit Check Cash Advance Loans Exist for All Financial Circumstances

Wednesday, May 2nd, 2012
No credit check cash advance loans make it easier on people who otherwise would be unable to procure a loan because of a less than ideal credit history. The fact is, though there are many people with good credit, there are also plenty without. The lender that makes a determination based other things will usually have a higher rate of approval. No credit check also means there are no extra inquiries on a credit report. Inquiries can sometimes affect any future credit applications, so keeping those to a minimum is necessary.
Depending on where a borrower lives, the loan may be applied for at a cash advance center or online. Some lenders deal strictly online. The application process is quick. The approval might be in as quick as an hour. Most potential borrowers know whether they have been approved in less than 24 hours. Quick cash advance loans take care of emergencies, such as a late car payment or electric bills. For some families, the loan may be the difference between whether they have food to eat. Borrowers will find that the loan comes with an interest rate, fixed fee, or percentage according to the lender preference. When it comes time to pay, the amount can be paid in full or through a minimum amount due.
Have you been in this situation? Let us know.

Boost Your Income By Thinking Outside The Box

Tuesday, May 1st, 2012

Making extra money can be a real challenge, especially if you need to fit work around the school run, the demands of toddlers, or caring for elderly parents. Maybe you already have a job but are still struggling to make ends meet. Whether you have no qualifications, little time or cannot afford to re-train, there are still ways you can make money.

Tuition and Services

Firstly take a good look at what skills you have to offer. Maybe you can play the piano, speak Spanish or make fantastic birthday cakes. Make money out of these talents. You could set up as a private tutor of academic subjects or provide a service to others, such as gardening, dress-making or dog-walking. There’s often a need for cleaners or ironing services in wealthy neighborhoods. Focus on your strengths and realise that just because you find something easy, such as listing things to sell on Ebay, doesn’t mean that everyone else does.

Home-sitting

Home-sitting, often combined with simple gardening duties and pet-sitting, is becoming more popular while people are on holiday. It gives the home-owner peace of mind to know they won’t come back to a bust pipe or a burglary and also means they won’t have to foot the bill for catteries and kennels.

Renting Out

Still in the home: if you own your own place, see if you can make some money out of it. Becoming a host family for an overseas student is one way to do this; you get paid to take them in and feed them as part of the family. Alternatively, you might consider taking in a lodger or flatmate. Unique and eye-catching homes and even very ordinary ones can be rented out as a film or TV location. Even just a garage left in its original state, with the usual tools, tins, and a Triumph motorbike inside could have just the right atmosphere. It helps to have parking for film equipment lorries (which are the size of removal vans) and good access and transport links, ‘though. You could also rent out your workshop or garage to artists and craftspeople seeking places to work, and, if you have a driveway or designated parking space, there are commuters that would be prepared to rent it off you for their vehicle.

De-clutter

Garages and attics can often hoard items we no longer need or have space for, yet many of us find it hard to throw things away. Just as biting the bullet and taking control of your finances can be a real relief, de-cluttering your home and dealing with the wealth of junk and unwanted good can be quite liberating. In terms of making money, there is the ubiquitous yard sale or table-top sale, but there are also numerous online auctions and car boot sales. Ebay is of course the most famous one, but, if you are selling certain items, particularly books, you may find you get better prices on Amazon.

Online

There are a number of websites which will take your old or unwanted mobile phone, satnav, printer cartridges etc, and give you cash or vouchers, but there can be a big difference in what they offer, whether postage is free and so on, so it is worth comparing several sites before you post off your phone. Similarly, old CDs, DVDs, books and games can be turned into cash via websites such as Zapper and Musicmagpie, but you often need a large number of titles to earn a reasonable amount; you may be better off listing them yourself for online auction.

Focus Groups

As a member of a market research focus group, you spend a few hours discussing anything from cheese to bigger issues like the problem of homelessness or How to help an alcoholic friend, with a small group of people. Usually the discussion is led by a facilitator and recorded or filmed. Don’t expect more than the occasional job, but the hourly pay is often double the minimum wage, and often you get samples of products to try, such as fabric conditioner.

Surveys

If you like giving your opinion, and are computer-savvy, you could try online surveys. American Consumer Opinion and Global Test Market are big in this field. When you’ve completed enough surveys to earn a certain number of reward points, the company pays out in cash or, more frequently, vouchers. Earning Amazon vouchers in this way, for example, is a great way to fund birthday gifts.

Naturally you should pay tax on your earnings, even if they are cash; you may be surprised how your income increases if you start thinking outside the box.

Guaranteed Money Fast

Sunday, April 22nd, 2012
When my neighbor’s new puppy started acting sick, she called the vet to take her in to get examined. The office made the appointment for the next morning but told her that payment was due at the time of the visit. My neighbor didn’t get paid until Friday and this was only Tuesday. She didn’t know what she was going to do. She had to get the puppy taken care of now before it got sicker but she had no money to pay the vet in the morning. I saw her later that  afternoon and she was happy – she told me she was able to pay the vet in the morning for the puppy visit. She’d heard about guaranteed payday loans for bad credit risks and she’d gone to the store to see if they could loan her money until the end of the week. They were able to and she said it was so easy.
She told me that they verified her job with her employer and then told her that the money would be deposited into her bank account by the end of the day. It would be accessible for her to pay the vet with in the morning. She said that a co-worker had suggested that she try guaranteed payday loans for bad credit risks. She was glad she did and so am I. Now she can go to the vet appointment in the morning and get the puppy taken care of properly.
How many of you met the above challenge? Feel free to share your thoughts.

Need Cash Advance Now

Saturday, April 7th, 2012
When our car broke down, we didn’t know what to do. Payday was still five days away and without the car running we couldn’t get back and forth to work. It was obvious that we needed to get the car fixed right away but we needed cash to do it. I talked to a good friend one afternoon and she asked me if I’d gone to a New Jersey Cash Advance store to see if they could help us. I hadn’t, so she told me where she’d gone before to get a short term loan to tide her over until her paycheck came in.
That very same afternoon I went to the New Jersey Cash Advance store my friend had recommended to me. I was amazed. It couldn’t have been easier. All they needed was proof of our income and to verify our bank account. They assured me the money would be in our account in as little as 24 hours. I couldn’t believe how simple it was! We were able to get the car fixed that very same day. We didn’t have to miss any work and easily paid the money back the following week after we received our paycheck. I’m so glad we got a cash advance and won’t hesitate to get one again if we ever need it.

Quick Online Loan – Cash Advance Loans

Saturday, March 24th, 2012
Payday loans are short-term, high-cost and interest loans that allow you to get quick money based on your income. You need identification, a checking account and proof of your income in order to obtain one of the cash advance loans. Most quick online loan offers require that you sign over your next payday check to the lender or you write a check that is not cashed until your next payday. It is a legal agreement that also comes with high interest charges. Depending on the state it can be as much as 15% for the first $100 of your loan. If you borrow $600 each $100 you borrow can have interest attached to it.
The amount of money you can get with a cash advance loan varies depending on your income and the state in which you live or borrow the money. Some quick online loan entities are allowed to offer up to $1500 for a cash advance loan. Every state has guidelines that govern these entities, how much they can loan to person, how much interest they can charge and other guidelines. You need to know these guidelines before entering into any agreement with a payday loan lender. You should use this resource under discretion and use this option wisely.

What You Need to Know About Michigan Payday Loans

Wednesday, March 21st, 2012

A payday loan can also be called a check advance or cash advance loan. Michigan payday loans, under Michigan law are a “deferred presentment service transaction”. The entity licensed to offer payday loans is considered the payday lender or licensee. The loan itself is a short-term, high-cost contractual agreement. The only requirements for this loan is proof of job or income, a checking account and identification. The Payday loan lender gives the consumer the cash, check or money order they need and then the consumer agrees to give them their next payday check as repayment of said borrowed money.

The Deferred Presentation Service Transaction Act is the entity that governs payday loans in Michigan. Payday loan lenders are only allowed to have one outstanding loan per customer and a consumer may only take out two payday loans with different lenders. Michigan payday loans come with interest just like any other loan. Under Michigan law these lenders are allowed to charge interest of up to 15% for the first $100. Thereafter, they can charge 14% for the second $100, 13% on the third, 12% on the fourth and 11% on their fifth and sixth $100 payday loans. The maximum loan amount per customer, per payday loan lender is $600.

Getting a Fast Advance Loan When Money is Tight

Monday, March 12th, 2012

An unexpected bill can leave your bank account reeling from the impact. Whether it’s an expected bill that you just don’t have the money for or an unexpected catastrophe, like a car breakdown, you need cash fast. However, you can’t go to just any payday loan or cash advance business. Many have a waiting period or take too long processing your financial information. As a result, you may not get your money in time, leaving you with costly fees to pay to your creditors.

As you begin looking for a place to get some money, look for a place that specializes in fast advance loans. These places are primed to get you the money you need as soon as you walk in, leaving you free to pay your bills or take care of unexpected emergencies. To speed up the process, be sure to bring all of your personal and banking information with you. This will ensure that you don’t waste valuable time driving back and forth to get and deliver the necessary documentation.

When you absolutely need money today, only a fast advance center will do. They will quickly get you the money you need to tide you over until your next payday.

What to Look for in No Fax Cash Advance Loans

Friday, March 9th, 2012
When you begin seeking out no fax cash advance loans, there are some things to search for. First, you may want to look for a physical store that will allow you to bring documentation in. Many cash advance places require you to bring in a paystub, ID, and banking information. However, lots of places require you to fax this information in! It’s important that you ask if they do no fax cash advance loans.
If you are shopping online for no fax cash advance loans, look for a company that processes your information online or via telephone. Many will still ask you to fax, so look for information on the webpage that states that they do no fax loans. They may ask you to scan in information or provide your social security number in order to run your credit report.
No matter what place you end up going to, be sure that they are safe with your information! Even when you’re not faxing your information, you need to protect your ID, social security number, and financial information. As long as the company processes your information securely and disposes of it properly when they no longer need it, you are sure to keep your personal information safe.

Why You Should Look for a No Faxing Loan

Wednesday, March 7th, 2012

Getting a payday loan can sometimes seem like more work than it’s worth. Some companies do far less than they could to make you feel like a valued customer. However, by looking for a no faxing loan, you can find a payday loan company that values your time and theirs.

Many companies that give payday loans require you to fax personal information, such as paycheck stubs, personal identification, bank statements, or other highly sensitive documentation. This is problematic for two reasons. One, it takes a lot of time to gather that information, find a fax machine, and send it in. If you need a payday loan, you may not even have access to a fax machine without paying an arm and a leg for the privilege. Secondly, they are asking you to send very personal information. If that information got into the wrong hands, they could wreak havoc on your identity, social security number, and bank accounts.

Most companies that offer no faxing loans pride themselves on the convenience they offer customers, so look for advertisements that boast “no faxing loans” or other similar phrases. You can often send in the information another way or provide it to a physical store. It’s safer, easier, and faster.