Need Cash Advance Now

April 7th, 2012
When our car broke down, we didn’t know what to do. Payday was still five days away and without the car running we couldn’t get back and forth to work. It was obvious that we needed to get the car fixed right away but we needed cash to do it. I talked to a good friend one afternoon and she asked me if I’d gone to a New Jersey Cash Advance store to see if they could help us. I hadn’t, so she told me where she’d gone before to get a short term loan to tide her over until her paycheck came in.
That very same afternoon I went to the New Jersey Cash Advance store my friend had recommended to me. I was amazed. It couldn’t have been easier. All they needed was proof of our income and to verify our bank account. They assured me the money would be in our account in as little as 24 hours. I couldn’t believe how simple it was! We were able to get the car fixed that very same day. We didn’t have to miss any work and easily paid the money back the following week after we received our paycheck. I’m so glad we got a cash advance and won’t hesitate to get one again if we ever need it.

Cash Advance San Antonio Services

April 5th, 2012

Payday loans, or cash advances are commonplace nowadays. Many people are using these loans to get the money they need for emergencies and for whatever else they might need. A person should be cautious with these loans since you have to pay them back almost immediately. If you are considering a cash advance San Antonio services you need to know what to expect from this lending service. You must have identification, a checking account and proof of your income in order to get your cash advance loan. How does this process work?

You will write a check in the amount that qualifies according to your income and/or limits mandated by the state regulations. When you write your check the company gives you the money for your loan. You use the money however it is you need to use it. When your next paycheck comes in, you will get your written check back in exchange for the cash amount for the check. Every cash advance San Antonio transaction is a legal agreement and must be adhered to according to the legal guidelines which have recently changed. You will also be charged a premium interest fee for this kind of cash advance so use this option wisely.

What Is a Merchant Cash Advance?

March 29th, 2012

Cash advances for merchants, or businesses work differently than your standard individual cash advance or payday loan. Instead of signing over your next paycheck, you are signing over a portion of your future sales to the entity issuing the merchant cash advance. These lenders commonly work with only retail, restaurant and service companies with a lot of credit card sales but that are unable to qualify for standard loans. The interest rates vary, but are usually much higher than payday or cash advance loans for individuals. Business owners should be careful about which company they choose to work with. Merchant cash advances should be treated like any other loan and you need to do your research before choosing this option.

The merchant does not make payments to this type of “loan” and the companies that issue the money for these cash advances do not call them loans. Instead, the lender takes a percentage of the daily credit card sales of the merchant’s establishment until the merchant cash advance amount and the premium is collected. This is usually to happen within 12 months or less. The main selling points to merchant cash advances is that there is no due date for payments, no fixed payment and the money gets paid back faster.

What to Look for In a Cash Advance Settlement Company

March 26th, 2012

Millions of people get lawsuit and other kinds of settlements all over the country every day. Most large settlements are not given out all at one time. Instead, these larger settlements are given as a monthly or yearly set amount like payments. When you want your money now a cash advance settlement could be your answer. This is how you get your money fast and leave the payments behind. The agreement you make with the cash advance company will have fees attached since they are providing you a service. This means you will likely have to give up a portion of the total settlement in order to get a lump sum amount.

What should you look for when researching and choosing a cash advance company to get a lump sum for your settlement? You want the lowest rates you can get so that you are getting the biggest lump sum you can get. You also want there to be no credit checks, no monthly payments, no hidden or up-front fees and a cash advance settlement company with a good reputation to help you. The basic agreement is that you sign over your settlement to the company in exchange for a lump sum in your pocket.

Quick Online Loan – Cash Advance Loans

March 24th, 2012
Payday loans are short-term, high-cost and interest loans that allow you to get quick money based on your income. You need identification, a checking account and proof of your income in order to obtain one of the cash advance loans. Most quick online loan offers require that you sign over your next payday check to the lender or you write a check that is not cashed until your next payday. It is a legal agreement that also comes with high interest charges. Depending on the state it can be as much as 15% for the first $100 of your loan. If you borrow $600 each $100 you borrow can have interest attached to it.
The amount of money you can get with a cash advance loan varies depending on your income and the state in which you live or borrow the money. Some quick online loan entities are allowed to offer up to $1500 for a cash advance loan. Every state has guidelines that govern these entities, how much they can loan to person, how much interest they can charge and other guidelines. You need to know these guidelines before entering into any agreement with a payday loan lender. You should use this resource under discretion and use this option wisely.

What You Need to Know About Michigan Payday Loans

March 21st, 2012

A payday loan can also be called a check advance or cash advance loan. Michigan payday loans, under Michigan law are a “deferred presentment service transaction”. The entity licensed to offer payday loans is considered the payday lender or licensee. The loan itself is a short-term, high-cost contractual agreement. The only requirements for this loan is proof of job or income, a checking account and identification. The Payday loan lender gives the consumer the cash, check or money order they need and then the consumer agrees to give them their next payday check as repayment of said borrowed money.

The Deferred Presentation Service Transaction Act is the entity that governs payday loans in Michigan. Payday loan lenders are only allowed to have one outstanding loan per customer and a consumer may only take out two payday loans with different lenders. Michigan payday loans come with interest just like any other loan. Under Michigan law these lenders are allowed to charge interest of up to 15% for the first $100. Thereafter, they can charge 14% for the second $100, 13% on the third, 12% on the fourth and 11% on their fifth and sixth $100 payday loans. The maximum loan amount per customer, per payday loan lender is $600.

Different Types of Cash Now Loans

March 16th, 2012

A cash now loan is a quick way to get money you need for unexpected financial crises. Bill collectors don’t always accept credit cards, so sometimes you need to find a place that will put physical cash in your pocket. Cash now loans are what you need to look for if you need money right away.


Cash now loans work in a couple different ways. Online cash loan centers process your loan electronically, so they require you to have a banking account where money can be deposited. They may ask for your employment information, as well as how much you are paid. You may also have to provide your social security number so that they can run your credit. If you are approved, the company immediately initiates a deposit into your checking account for the correct amount. This allows you to withdraw money the very next day.

To get money the same day, you may need to go to a physical loan store. They will process your financial and employment information in the store to determine your loan eligibility. If you qualify, you may be able to walk out that same day with cash in your pocket. Either of these options is a great way to get cash fast.

Getting a Fast Advance Loan When Money is Tight

March 12th, 2012

An unexpected bill can leave your bank account reeling from the impact. Whether it’s an expected bill that you just don’t have the money for or an unexpected catastrophe, like a car breakdown, you need cash fast. However, you can’t go to just any payday loan or cash advance business. Many have a waiting period or take too long processing your financial information. As a result, you may not get your money in time, leaving you with costly fees to pay to your creditors.

As you begin looking for a place to get some money, look for a place that specializes in fast advance loans. These places are primed to get you the money you need as soon as you walk in, leaving you free to pay your bills or take care of unexpected emergencies. To speed up the process, be sure to bring all of your personal and banking information with you. This will ensure that you don’t waste valuable time driving back and forth to get and deliver the necessary documentation.

When you absolutely need money today, only a fast advance center will do. They will quickly get you the money you need to tide you over until your next payday.

What to Look for in No Fax Cash Advance Loans

March 9th, 2012
When you begin seeking out no fax cash advance loans, there are some things to search for. First, you may want to look for a physical store that will allow you to bring documentation in. Many cash advance places require you to bring in a paystub, ID, and banking information. However, lots of places require you to fax this information in! It’s important that you ask if they do no fax cash advance loans.
If you are shopping online for no fax cash advance loans, look for a company that processes your information online or via telephone. Many will still ask you to fax, so look for information on the webpage that states that they do no fax loans. They may ask you to scan in information or provide your social security number in order to run your credit report.
No matter what place you end up going to, be sure that they are safe with your information! Even when you’re not faxing your information, you need to protect your ID, social security number, and financial information. As long as the company processes your information securely and disposes of it properly when they no longer need it, you are sure to keep your personal information safe.

Why You Should Look for a No Faxing Loan

March 7th, 2012

Getting a payday loan can sometimes seem like more work than it’s worth. Some companies do far less than they could to make you feel like a valued customer. However, by looking for a no faxing loan, you can find a payday loan company that values your time and theirs.

Many companies that give payday loans require you to fax personal information, such as paycheck stubs, personal identification, bank statements, or other highly sensitive documentation. This is problematic for two reasons. One, it takes a lot of time to gather that information, find a fax machine, and send it in. If you need a payday loan, you may not even have access to a fax machine without paying an arm and a leg for the privilege. Secondly, they are asking you to send very personal information. If that information got into the wrong hands, they could wreak havoc on your identity, social security number, and bank accounts.

Most companies that offer no faxing loans pride themselves on the convenience they offer customers, so look for advertisements that boast “no faxing loans” or other similar phrases. You can often send in the information another way or provide it to a physical store. It’s safer, easier, and faster.