Posts Tagged ‘payday loans with no bank account’

Interest Free Payday Loans Take the Sting Out of Borrowing

Sunday, April 29th, 2012
Instead of worrying about whether there is enough left in the coffers to take care of this month’s bills, smart people turn to interest free payday loans as a temporarily making ends meet. The need for extra cash is not limited to any one group of people, especially during tough economic times. Sometimes the money is necessary for an emergency, but it might also be used for something fun. Lenders are not asking how the money is spent, but they want to make sure they will receive their money back.
Before applying, a certain set of requirements must be met. At the very least, the applicant needs to be of age. They also must correct identification on hand. Most lenders will also require that a regular source of income be available and that borrowers have a checking account. Lenders give the applicant a certain period in which to pay off what they owe. This might be based upon when one’s next check arrives or it may be within 30 days. For borrowers that prove to be reliable, loan amount increases may be available in the future. Best of all, the approval time is short and for times where there is a cash crunch, nothing is more important than time.

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What Is a Merchant Cash Advance?

Thursday, March 29th, 2012

Cash advances for merchants, or businesses work differently than your standard individual cash advance or payday loan. Instead of signing over your next paycheck, you are signing over a portion of your future sales to the entity issuing the merchant cash advance. These lenders commonly work with only retail, restaurant and service companies with a lot of credit card sales but that are unable to qualify for standard loans. The interest rates vary, but are usually much higher than payday or cash advance loans for individuals. Business owners should be careful about which company they choose to work with. Merchant cash advances should be treated like any other loan and you need to do your research before choosing this option.

The merchant does not make payments to this type of “loan” and the companies that issue the money for these cash advances do not call them loans. Instead, the lender takes a percentage of the daily credit card sales of the merchant’s establishment until the merchant cash advance amount and the premium is collected. This is usually to happen within 12 months or less. The main selling points to merchant cash advances is that there is no due date for payments, no fixed payment and the money gets paid back faster.

What You Need to Know About Michigan Payday Loans

Wednesday, March 21st, 2012

A payday loan can also be called a check advance or cash advance loan. Michigan payday loans, under Michigan law are a “deferred presentment service transaction”. The entity licensed to offer payday loans is considered the payday lender or licensee. The loan itself is a short-term, high-cost contractual agreement. The only requirements for this loan is proof of job or income, a checking account and identification. The Payday loan lender gives the consumer the cash, check or money order they need and then the consumer agrees to give them their next payday check as repayment of said borrowed money.

The Deferred Presentation Service Transaction Act is the entity that governs payday loans in Michigan. Payday loan lenders are only allowed to have one outstanding loan per customer and a consumer may only take out two payday loans with different lenders. Michigan payday loans come with interest just like any other loan. Under Michigan law these lenders are allowed to charge interest of up to 15% for the first $100. Thereafter, they can charge 14% for the second $100, 13% on the third, 12% on the fourth and 11% on their fifth and sixth $100 payday loans. The maximum loan amount per customer, per payday loan lender is $600.

I Need Some Business Cash Advance Leads

Wednesday, December 14th, 2011

I need some business cash advance leads. I have the opportunity to purchase some equipment for my business at a very low price. I just don’t have the money to pay for it right now. My cash is all tied up. I am hoping that I can find a company that will give me an advance so that I can get the equipment. The deal is too good to last for long and I don’t want to miss out on it.

I would never be able to find the equipment at such a low price again. I am pretty much desperate to find a way to get the money to buy it from the guy who is selling it. He is pretty much getting out of the business due to an upcoming divorce. He is letting all of the equipment he has go for cheap. I was really surprised to hear about it. I think he plans on moving to another state and he is just trying to tie up all his loose ends before he goes. I think that being able to get the equipment at rock bottom prices can help me advance my business because I can get more work.

We Want To Get Fast Loans Online

Friday, December 9th, 2011
My sister and I are both college students at the same university. We also have jobs. We work on the weekends and one or two days during the week when we do not have classes. We really want to get our studies done so that we can graduate and get jobs that pay well. We don’t want to have to struggle to make ends meet for the rest of our lives. We are having some financial problems right now and we want to get fast loans online.
Our parents were supposed to help us pay part of our tuition next semester. They told us last week that they would not be able to give us as much money as they were supposed to. We were devastated because we were depending on that money. Now, we have to figure out a way to get it on our own. Hopefully we can apply for fast loans online and get the money that we need to pay the tuition. We don’t really have any other options. None of our family members are in the position to be able to help us with our tuition and we don’t have anywhere else to turn. We are pretty much desperate.

Easy Steps on How to Consolidate Payday Loans

Friday, December 2nd, 2011

If you find yourself in the position of having payday loans from multiple companies, you know how stressful it can be! Every loan has its own due date, minimum payment, and terms and conditions. You can save yourself money and time by learning how to consolidate payday loans.

The first step in consolidating payday loans is figuring out how many loans you have and how much you owe. Get all the paperwork that you have from each loan. Compare the interest rate and payment terms on each loan. This will help you decide where you should consolidate your loans.

Once you have all this information, give a call to the company that you’re borrowing from with the lowest interest rate and most flexible repayment terms. Explain to them that you have loans from several different payday loan companies, and you’re interested in consolidating with them. Payday loan companies are very competitive, so they will probably work very hard to help you consolidate your loans through them.

After you have found a place that will consolidate your loans for you, you need to pay off the other loans. The company you’re consolidating through may pay the loans off for you, or they may give you the money you need to pay them off yourself. By doing this, you can consolidate payday loans and save money.

I Wonder Who Offers Payday Loans In Chicago

Wednesday, November 16th, 2011

I wonder who offers payday loans in Chicago. I just moved to the are about a month ago. I moved in with my older sister. I thought that she would be able to help me by giving me a stable place to live. Unfortunately, two weeks ago she lost her job. She is looking for another one but has not come across anything promising so far. I gave her some money when I moved in and now she needs more money so that she can pay the rent for the new month. It seems like both of us have the worst luck ever.

We need to find out who does payday loans in Chicago so that I can apply for one. I was able to get a job right after I moved but I don’t get another check for ten days and that would be too late to pay the rent. My sister doesn’t need to get evicted from this place, then we would all be homeless and that would be horrible. Hopefully i can get the money that we need today after I leave work. I am going to try to get my sister a job where I work and that would help.

I Wonder Who Gives Las Vegas Payday Loans

Friday, November 11th, 2011

I wonder who gives Las Vegas payday loans. I moved to this city a few months ago and right now I live with my sister. I didn’t realize that it would be so expensive to live her. I was able to find a job but it doesn’t pay very much. I am thinking about going to school but I haven’t made up my mind yet. I want to end up with a stable career so that I will be able to support myself well and I won’t have to live paycheck to paycheck. That is a horrible way to live.

I want to be able to have money in the bank and save to buy nice things. I want health insurance and vacation days. I need to find out who offers Las Vegas payday loans so that I can apply to get one. My sister is behind on the rent and I want to make sure that we don’t get kicked out. Having a nice place to stay is one of the few nice things about moving to this place and I would do anything to make sure that we don’t lose it. If we did, we would probably end up homeless.

Easy Payday Loans Can Help With Unexpected Emergencies

Friday, October 21st, 2011

If you’ve exhausted all your options and have nowhere else to turn easy payday loans can cure your financial problems until your next paycheck arrives. Perhaps the electricity has a cut off scheduled, the hot water heater suddenly went out, or maybe you are faced with a medical emergency and need money to pay the bill; applying for a loan can help you by providing you with the cash you need to cover the bills until your money arrives on pay day.

There’s nothing more scary than having a crisis and no cash on hand to cover expenses. With easy payday loans you can get the cash you need and pay it back when you receive your next check from work. The process is simple and all you need to do is write a post dated check that the lender will cash when your next payday comes about. This is a personal short term loan that should only be used when you’ve run out of other options. Since there is a higher interest rate for this type of loan it is important to pay it back on time to avoid penalties and other fees. If you need the cash today payday loans can help.

Easy Payday Loans Can Help With Unexpected Emergencies

Friday, October 14th, 2011

If you’ve exhausted all your options and have nowhere else to turn easy payday loans can cure your financial problems until your next paycheck arrives. Perhaps the electricity has a cut off scheduled, the hot water heater suddenly went out, or maybe you are faced with a medical emergency and need money to pay the bill; applying for a loan can help you by providing you with the cash you need to cover the bills until your money arrives on pay day.

There’s nothing more scary than having a crisis and no cash on hand to cover expenses. With easy payday loans you can get the cash you need and pay it back when you receive your next check from work. The process is simple and all you need to do is write a post dated check that the lender will cash when your next payday comes about. This is a personal short term loan that should only be used when you’ve run out of other options. Since there is a higher interest rate for this type of loan it is important to pay it back on time to avoid penalties and other fees. If you need the cash today payday loans can help.