What exactly is a payday loan?
What are the requirements for a loan?
To be approved for a loan, you need to meet the requirements of the specific lender with whom you are connected. The lender will evaluate your application and determine whether you are eligible based on its own set of approval criteria. Factors such as income, direct deposit of your pay, past payday loan history and state of residence, may affect the approval of your loan.
How do I get a payday loan?
How long do I have to pay back the loan?
Once matched with a lender, you will be directed to your lenders loan documents. Here you will find specific instructions as to what happens when your loan is due. You typically have the following options:
Please contact your lender directly if you have repayment questions.
How do I receive my cash?
How quickly can I get my money?
What hours is your service available?
You can submit your loan application to us at any time 24 hours a day 7 days a week. However, since we only match you with lenders who are available to help you in real time you may be more likely to find a lender during normal business hours (Mon-Fri 8 am – 5 pm EST) since not all lenders operate on weekends and holidays.
How do bank holidays affect my loan?
New Years Day
For holidays that fall on Saturday, Federal Reserve Banks and branches are open the preceding Friday. For holidays that fall on Sunday, Federal Reserve Banks and branches are closed the following Monday.
How much money can I have advanced to me?
What are the loan fees for the cash advance?
What if I do not get approved by the lender you matched me with?
What if my application is not matched with a lender?
What if I only have a savings account?
What if I have a fixed income or benefits?
What if I do not have a driver’s license or state ID?
Does your company do credit checks?
Do I need to fax any information?
I still have questions. How can I contact a representative?