Effective Date: 10/14/2010
Thank you for visiting PaydayLoanTree.com.
PaydayLoanTree.com is committed to safeguarding your privacy online. Please read the following policy to understand how your personal information will be treated as you make full use of our many offerings.
Paydayloantree.com complies with the EU Safe Harbor framework as set forth by the Department of Commerce regarding the collection, use, and retention of data from the European Union. Information regarding the E.U. Safe Harbor Framework can be found at:http://export.gov/safeharbor.
What Personally Identifiable Information does PaydayLoanTree.com collect?
A primary purpose of collecting information from you is to provide you with a safe, smooth, effective, and personalized experience. We will only collect information about you that we consider necessary.
Generally, PaydayLoanTree.com collects information in several ways. Some information is gathered if you fill out the form provided. This information includes your desired loan amount, your state of residence, and your type of bank account. PaydayLoanTree.com uses your information to allow you to search for a third party partner lender that matches your needs.
When you fill out a form on our site, your personally identifiable information (PII) is then sent to a limited list of service providers that will be able to assist you with your needs. PII will be sent with the utmost possible speed upon consumer submission of such information. The company will keep a copy of all consumers’ PII on its data base for the purposes of record keeping and any necessary provision of assistance to consumers or service providers. Once a consumer’s information is received by the service provider, response time is at the complete discretion of the service provider. as necessary, to these third parties so that they may provide the requested service. These third parties are prohibited from using your personally identifiable information for any other purpose.
We also collect personal information through the Site's contact form or email system. This personal information is optional and includes your email address and your name. If you contact PaydayLoanTree.com, we may keep a record of that correspondence.
We will use your email address and name in order to reply to the messages received on the contact portion of the site. We also may use your personal information to resolve disputes, troubleshoot problems, respond to your inquiries, detect and protect against error, fraud, or other criminal activity, enforce our User Agreement, and for any other purposes that PaydayLoanTree.com deems appropriate.
We save browsing and data log information linked to your usage of the site.
We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser.
We also set a persistent cookie to store your information, so you don’t have to enter it more than once. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our site. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file.
If you reject cookies, you may still use our site, but your ability to use some areas of our site may be limited.
As part of the application process, we ask for you to provide a reference(s). We will ask you for the name and email address of your reference. We do not contact your reference as this is part of the application. Paydayloantree.com does not store this information, as it was collected for the sole purpose of filling out the application.
Who is collecting information?
When you are using the Site and are asked for personal information, you are sharing that information with PaydayLoanTree.com. At times we may enter into co-branded relationships. When we enter into these types of relationships we will share your name and email address in order for our co-branded partner to provide offers and products that may be of interest to you. You acknowledge that data can be collected, maintained by, or transferred to a company, or other entity, within the sole judgment of PaydayLoanTree.com. If you would like to review, update your information to ensure it is accurate, and/or remove your personal information, you will need to contact that company directly.
You can link to our site using social networking services such as Facebook & Twitter. These services will authenticate your identity and provide you the option to share certain personal information with us such as your sign-in information, name and email address to link between the sites. Services like Facebook & Twitter give you the option to post information about your activities on this Web site to your profile page to share with others within your network.
With whom does PaydayLoanTree.com share my information?
We will share, transfer or sell all or part of your personally identifiable information to independent third parties to accomplish the requests that you make of our company, mainly to match you with lenders who may be interested in all of your personally identifiable information to consider you for a loan. Each lender may have their own privacy practices. If you do not want us to share this information, please do not use our site.
Some of our employees and contractors are subject to non-disclosure agreements with us. These and other legal restrictions may prohibit their use of the information you provide us for any purpose except to facilitate the specific PaydayLoanTree.com-related operation, unless you explicitly agreed or gave your prior permission to them for additional uses.
If you complete a transaction with an advertiser linked to PaydayLoanTree.com, the information obtained during your visit to that advertiser, and the information you give, may be provided to the advertiser. Advertisers linked to the Site have separate policy practices for which PaydayLoanTree.com has no responsibility or liability.
We cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Policy. For example, we may be forced to disclose information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your personal information that they unlawfully collect from the Site. We will try to protect your privacy, however, we do not promise, and you should not expect, that your personal information or private communications will always remain private.
What are my choices regarding collection, use, and distribution of my information?
If you would like to review, update your information to ensure it is accurate, and/or remove your personal information, you will need to contact that company directly.
PaydayLoanTree.com may contact you (by email, phone, and/or mail) if you complete a contact form on the Site, or if you contact us directly by direct mail or email. We may also contact you regarding any problems with your account and for website misuse. Simply send us an email if you do not wish to receive optional communications.
Our Web site offers publicly accessible blogs. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.
If your personally identifiable information changes, or if you no longer desire our service, you may contact us by using the contact form and/or by emailing us at firstname.lastname@example.org or by contacting us by postal mail at the contact information listed below. We will respond to your request to access within 30 days.
How may I use other users' information?
Recognizing the global nature of the Internet, you agree to comply with all applicable local laws and rules regarding online conduct and privacy, as well as content. Specifically, but not as a limitation, you agree to comply with all applicable laws regarding transmission of technical and personal data exported from the United States or the country in which you reside.
We do not tolerate spam. You are not licensed to add us or any user to your mail (email or physical mail) list without his or her affirmative consent. You are not licensed to use spam in promoting the Site.
What security precautions are in place to protect the loss, misuse, or alteration of my information?
Whenever PaydayLoanTree.com handles your personal information, we take steps to ensure that your information is treated securely and in accordance with the relevant User Agreement and this Policy. Your information is stored on our servers located in the United States with Ix webhosting. We use procedural and mechanical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption. Unfortunately, however, no data transmission over the Internet can be guaranteed to be 100% secure. We cannot, therefore, warrant or ensure the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.
How are children's privacy protected?
Persons under the age of 18 (or 21, depending upon the age of majority in their jurisdiction) are not authorized to use the Site. Those persons are prohibited from submitting any personal information to us.
If you have any questions about this privacy statement, the practices of this site, or your dealings with our website, you can contact:
Post Mail:708 North Lenola Road Moorestown, NJ 08057