Effective Date: 10/14/2010

Privacy Policy

Thank you for visiting PaydayLoanTree.com.

PaydayLoanTree.com is committed to safeguarding your privacy online. Please read the following policy to understand how your personal information will be treated as you make full use of our many offerings.

[PaydayLoanTree.com] has been awarded TRUSTe's Privacy Seal signifying that this privacy policy and practices have been reviewed by TRUSTe for compliance with TRUSTe's program requirements including transparency, accountability and choice regarding the collection and use of your personal information. TRUSTe's mission, as an independent third party, is to accelerate online trust among consumers and organizations globally through its leading privacy trustmark and innovative trust solutions. If you have questions or complaints regarding our privacy policy or practices, please contact us at [info@paydayloantree.com. If you are not satisfied with our response you can contact TRUSTe here. The TRUSTe program covers only information that is collected through this Web site, and does not cover information that may be collected through software downloaded from the site.

Paydayloantree.com complies with the EU Safe Harbor framework as set forth by the Department of Commerce regarding the collection, use, and retention of data from the European Union. Information regarding the E.U. Safe Harbor Framework can be found at:http://export.gov/safeharbor.


This Privacy Policy (hereinafter "Policy") governs your use of the Site. This Policy describes much of the information that we collect from you and what may happen to that information. For example, this Policy is intended to let you know about information we collect from you; what cookies are and how they may be used; how your information is often used; who is collecting your information; with whom your information may be shared; what options are available to you regarding collection, use, and distribution of your information; how you may use other users' information; the types of security precautions in place to protect against loss, misuse, or alteration of your information; how PaydayLoanTree.com protects children's privacy; and other important information about your online privacy.

Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you bookmark and periodically review this page to ensure continuing familiarity with the most current version of our Privacy Policy. If we make any material changes we will notify you by email or by means of a notice on this Site prior to the change becoming effective. By visiting the Site, you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use or access the Site.

What Personally Identifiable Information does PaydayLoanTree.com collect?

A primary purpose of collecting information from you is to provide you with a safe, smooth, effective, and personalized experience. We will only collect information about you that we consider necessary.

Generally, PaydayLoanTree.com collects information in several ways. Some information is gathered if you fill out the form provided. This information includes your desired loan amount, your state of residence, and your type of bank account. PaydayLoanTree.com uses your information to allow you to search for a third party partner lender that matches your needs.

When you fill out a form on our site, your personally identifiable information (PII) is then sent to a limited list of service providers that will be able to assist you with your needs. PII will be sent with the utmost possible speed upon consumer submission of such information. The company will keep a copy of all consumers’ PII on its data base for the purposes of record keeping and any necessary provision of assistance to consumers or service providers. Once a consumer’s information is received by the service provider, response time is at the complete discretion of the service provider. as necessary, to these third parties so that they may provide the requested service. These third parties are prohibited from using your personally identifiable information for any other purpose.

We also collect personal information through the Site's contact form or email system. This personal information is optional and includes your email address and your name. If you contact PaydayLoanTree.com, we may keep a record of that correspondence.

We will use your email address and name in order to reply to the messages received on the contact portion of the site. We also may use your personal information to resolve disputes, troubleshoot problems, respond to your inquiries, detect and protect against error, fraud, or other criminal activity, enforce our User Agreement, and for any other purposes that PaydayLoanTree.com deems appropriate.

We save browsing and data log information linked to your usage of the site.

We use cookies on this site. A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We do link the information we store in cookies to the personally identifiable information you submit while on our site. We use both session ID cookies and persistent cookies.

We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser.

We also set a persistent cookie to store your information, so you don’t have to enter it more than once. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our site. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file.

The use of cookies by our partners is not covered by our privacy statement. We do not have access or control over these cookies. Our partners use cookies to track and target the interests of our users to enhance the experience on our site.

If you reject cookies, you may still use our site, but your ability to use some areas of our site may be limited.

We use Google Analytics, a third-party tracking service, which uses cookies to track non-personally identifiable information about our visitors to our site in the aggregate to capture usage and volume statistics. Some of our business partners (e.g., Google Analytics) use cookies on our site. We have no access to or control over these cookies. This privacy statement covers the use of cookies by [Paydayloantree.com only and does not cover the use of cookies by any third-party.

As part of the application process, we ask for you to provide a reference(s). We will ask you for the name and email address of your reference. We do not contact your reference as this is part of the application. Paydayloantree.com does not store this information, as it was collected for the sole purpose of filling out the application.

Who is collecting information?

When you are using the Site and are asked for personal information, you are sharing that information with PaydayLoanTree.com. At times we may enter into co-branded relationships. When we enter into these types of relationships we will share your name and email address in order for our co-branded partner to provide offers and products that may be of interest to you. You acknowledge that data can be collected, maintained by, or transferred to a company, or other entity, within the sole judgment of PaydayLoanTree.com. If you would like to review, update your information to ensure it is accurate, and/or remove your personal information, you will need to contact that company directly.


You can link to our site using social networking services such as Facebook & Twitter. These services will authenticate your identity and provide you the option to share certain personal information with us such as your sign-in information, name and email address to link between the sites. Services like Facebook & Twitter give you the option to post information about your activities on this Web site to your profile page to share with others within your network.


With whom does PaydayLoanTree.com share my information?

We will share, transfer or sell all or part of your personally identifiable information to independent third parties to accomplish the requests that you make of our company, mainly to match you with lenders who may be interested in all of your personally identifiable information to consider you for a loan. Each lender may have their own privacy practices. If you do not want us to share this information, please do not use our site.
We may sell, license, or share your information with third-parties for various marketing purposes, including but not limited to telemarketing, e-mail marketing, text messaging, and direct mail.
PaydayLoanTree.com will not disclose your personally identifiable information except as described below:

Some of our employees and contractors are subject to non-disclosure agreements with us. These and other legal restrictions may prohibit their use of the information you provide us for any purpose except to facilitate the specific PaydayLoanTree.com-related operation, unless you explicitly agreed or gave your prior permission to them for additional uses.

If you complete a transaction with an advertiser linked to PaydayLoanTree.com, the information obtained during your visit to that advertiser, and the information you give, may be provided to the advertiser. Advertisers linked to the Site have separate policy practices for which PaydayLoanTree.com has no responsibility or liability.

We may disclose information where we have reason to believe that disclosing the information is necessary to identify, contact, or bring legal action against someone who may be violating PaydayLoanTree.com's policies as specified in the Privacy Policy or relevant User Agreement, may be violating state or federal law, or may be causing injury to or interference with (either intentionally or unintentionally) PaydayLoanTree.com's rights or property, other users of the Site, or anyone else that could be harmed by such activities. PaydayLoanTree.com may disclose or access account information when we believe that the law requires it and for administrative and other purposes that we deem necessary to maintain and improve our services.

We cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Policy. For example, we may be forced to disclose information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your personal information that they unlawfully collect from the Site. We will try to protect your privacy, however, we do not promise, and you should not expect, that your personal information or private communications will always remain private.

What are my choices regarding collection, use, and distribution of my information?

If you would like to review, update your information to ensure it is accurate, and/or remove your personal information, you will need to contact that company directly.

PaydayLoanTree.com may contact you (by email, phone, and/or mail) if you complete a contact form on the Site, or if you contact us directly by direct mail or email. We may also contact you regarding any problems with your account and for website misuse. Simply send us an email if you do not wish to receive optional communications.

Our Web site offers publicly accessible blogs. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them.

If your personally identifiable information changes, or if you no longer desire our service, you may contact us by using the contact form and/or by emailing us at info@paydayloantree.com or by contacting us by postal mail at the contact information listed below. We will respond to your request to access within 30 days.

How may I use other users' information?

Recognizing the global nature of the Internet, you agree to comply with all applicable local laws and rules regarding online conduct and privacy, as well as content. Specifically, but not as a limitation, you agree to comply with all applicable laws regarding transmission of technical and personal data exported from the United States or the country in which you reside.

We do not tolerate spam. You are not licensed to add us or any user to your mail (email or physical mail) list without his or her affirmative consent. You are not licensed to use spam in promoting the Site.

What security precautions are in place to protect the loss, misuse, or alteration of my information?

Whenever PaydayLoanTree.com handles your personal information, we take steps to ensure that your information is treated securely and in accordance with the relevant User Agreement and this Policy. Your information is stored on our servers located in the United States with Ix webhosting. We use procedural and mechanical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption. Unfortunately, however, no data transmission over the Internet can be guaranteed to be 100% secure. We cannot, therefore, warrant or ensure the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.

If you choose to share your personal information with third parties, you are responsible for all actions taken with your account and therefore you should review that third party's privacy policy.

How are children's privacy protected?

Persons under the age of 18 (or 21, depending upon the age of majority in their jurisdiction) are not authorized to use the Site. Those persons are prohibited from submitting any personal information to us.

If you have any questions about this privacy statement, the practices of this site, or your dealings with our website, you can contact:

Post Mail:708 North Lenola Road Moorestown, NJ 08057
Email: info@paydayloantree.com